Terms and Conditions of Service
These terms govern your use of nugilumaotoli.com. Please read them carefully. By using our site or engaging our services, you agree to these conditions. If you do not agree, please refrain from using the website.
September 30, 2025
Acceptance of Terms
By accessing or using this website, you confirm your acceptance of these terms and any applicable policies. We reserve the right to update these terms at any time.
Definitions
Key terms used throughout these terms are defined below for clarity.
"Website" refers to nugilumaotoli.com and all related services offered through it.
"User" means any person accessing or using our website or services.
"Content" includes all text, images, documents, and information provided on the site.
"Consultant" refers to professionals providing guidance through the website.
Permitted Use of Services
You may use the website for lawful purposes related to financial planning consultations and information gathering only.
Eligibility
To use our services, you must be at least 18 years old and capable of forming binding agreements under Australian law.
Our services are not available to minors.
User Responsibilities
Users must comply with these terms and applicable laws when using the site.
Prohibited Uses
Users may not use the site for any unlawful or prohibited purpose.
Intellectual Property Rights
All content on this site is owned by nugilumaotoli or its licensors. You may not reproduce, distribute, or modify any material without prior written consent.
User Content and Submissions
Any content you submit must comply with these terms and not infringe on the rights of others.
Rights to Submitted Content
By submitting content, you grant us a right to use it for service delivery and communications.
Privacy and Data Handling
Your privacy is important to us. Please review our Privacy Policy to understand how your data is managed, protected, and used.
Privacy PolicyDisclaimer and Limitations
Website content is for general information only and does not constitute professional advice.
Important Warning
Results may vary. Past performance does not guarantee future outcomes. Always consult a qualified professional.
Limitation of Liability
We are not liable for any damages or losses resulting from the use or inability to use the website or its content.
Indemnification
You agree to indemnify us for any claims or losses arising from your use of the website.
Dispute Resolution Process
We encourage amicable resolution of disputes. Unresolved matters may be escalated as outlined below.
Arbitration
Disputes will be settled by binding arbitration in accordance with Australian law.
Arbitration replaces court proceedings for applicable disputes.
Online Dispute Resolution
You may access online dispute resolution provided by Australian authorities for certain matters.
Contact for ODRSeverability
If any part of these terms is found invalid, the remainder remains effective.
Entire Agreement
These terms, with related policies, constitute the full agreement between you and nugilumaotoli.
Applicable Law and Jurisdiction
These terms are governed by the laws of Australia. Disputes are subject to Australian courts.
Termination
We reserve the right to terminate your access if you breach these terms or misuse our services.
Modifications
We may update these terms at any time. Continued use constitutes acceptance of the revised terms.
Contact for Terms Questions
Questions about these terms can be directed to us below.
Contact Email: content@nugilumaotoli.com
Contact Phone: +61.7.0908.5423
Contact Address: 34 Welshpool Road, Welshpool, WA 6106 Australia
Effective Date: September 30, 2025
Version: 2.0